See what you actually owe on your crypto gains
Estimate your short-term or long-term crypto capital gains tax in ten seconds, then pick the software that turns a year of trades into a finished Form 8949.
- Form 8949 and Schedule D
- DeFi, staking and NFTs
- New 1099-DA matching
Crypto Capital Gains Calculator
Enter one position or your whole year's totals. Runs entirely in your browser.
Federal estimate only. State tax, the 3.8% net investment income tax, wash rules, and lot selection (FIFO, HIFO, specific ID) all change the real figure. This is not tax advice.
Best Crypto Tax Software for 2026
All four import your exchanges and wallets, compute gains under IRS rules, and export Form 8949. Each lets you preview results before paying for the report.
- Hundreds of exchanges, wallets and blockchains
- DeFi, staking, mining and NFT handling
- Free portfolio tracking and gains preview
- TurboTax and TaxAct export
- Fast imports from major US exchanges
- Clean, beginner-friendly workflow
- Free to import and preview gains
- Direct TurboTax integration
- Deep wallet and DeFi protocol support
- Year-round portfolio and tax-loss view
- Free tier for small transaction counts
- Partnered with major exchanges and TurboTax
- Built-in tools for working with a tax pro
- Grand unified ledger across every source
- Free import and preview
- Form 8949, Schedule D and audit reports
Guides
Plain-English answers to the questions that decide your bill.
Crypto Tax Questions, Answered Plainly
The stuff people search at 11pm the night before the deadline.
How are crypto gains taxed in the US?
The IRS treats crypto as property. Selling for dollars, swapping one coin for another, or spending crypto on anything is a taxable event. Gains on assets held one year or less are short-term and taxed at your ordinary income rate. Gains on assets held more than one year are long-term and taxed at 0, 15, or 20 percent depending on your income. Losses offset gains, and up to $3,000 of net loss offsets ordinary income each year.
What is Form 1099-DA and why does it matter now?
Form 1099-DA is the IRS form that US crypto brokers must send to you and the IRS. It reports gross proceeds from sales starting with tax year 2025, and cost basis for assets acquired from 2026 onward. The IRS now has a number to match against your return. If you skip reporting or your numbers disagree with the exchange's, expect a notice. Full guide here.
Can I calculate my crypto taxes for free?
For a simple estimate, yes, use the calculator above. For a real Form 8949 covering every wallet, exchange, swap and airdrop, you need software or a very patient spreadsheet. All four platforms above let you import everything and see your gains before you pay for the downloadable report.
Which software is best for DeFi, staking and NFTs?
Koinly and CoinTracker have the broadest chain and protocol coverage. CoinLedger is the simplest if most of your activity is on centralized exchanges. ZenLedger is the pick if a CPA will finish your return. Check the integrations page of each for your exact chains before committing.
Do I owe tax if I only swapped coins and never cashed out?
Yes. A crypto-to-crypto swap is a sale of the coin you gave up, at its dollar value at that moment. This surprises more people than anything else in crypto tax.
What if I have losses?
Report them. Capital losses offset capital gains dollar for dollar, then up to $3,000 per year against ordinary income, and the rest carries forward. Unreported losses are money you are leaving with the IRS.